I purchased a necklace for a friend during the holidays, the cashier said if I signed up for the rewards card I would get a discount off my purchase I asked if it was a line of credit and he told me no. A month later my "rewards" card came and I thought nothing of it until 2 years later when my "rewards" card AKA credit line of $6000 was cancelled due to inactivity. So I was scammed into signing up for a credit line which if now affecting my credit score because it looks as though I took out a credit line and never used it.
Product or Service Mentioned: Belden Jewelers Reward Card.
Reason of review: Not as described.